Bangalore is a city famous for its elegant, sophisticated, and comfortable lifestyle, which includes tree-lined pathways and beautiful weather.
Living in such a fast-growing metro city may necessitate financial support at times to cover a variety of bills. In such situations, instant loans in Bangalore are an easy choice that is always available to a person and are the solution to today’s funding needs.
Applying for a loan has always been a time-consuming process, as one must bring all of their documentation to the branch office and make numerous trips for the loan to be approved.
However, in the digital age, when everything happens with the click of a mouse, why not apply for a personal loan online as well?
Fullerton India is one of the finest options as it provides online personal loans with minimum interest rates along with a completely paperless, user-friendly, and personalized experience.
So, What Exactly Is A Personal Loan?
A personal loan is a loan that does not need the pledging of any asset and the best part is that it can be used for any purpose from going on a dream holiday to organizing a lavish wedding to purchasing a luxury car.
Why Should You Choose A Personal Loan?
Personal loans have numerous advantages. Following are some of the main benefits that Fullerton India personal loans provide.
- Online application: While traditional loans take longer to process, applying for a Fullerton India personal loan is simple and takes just a few minutes. One can fill out an online form on the company’s website or mobile application and be on their way.
- Eligibility criteria: The eligibility standards of personal loans are easy for most people to meet.
For a Fullerton India personal loan, the qualifying requirements are-
- One must be a resident citizen of India
- Must fall within the age group of 21-60 years.
- It can be opted for by any salaried or self-employed individual
- A decent CIBIL score of 750 or more.
- Loan amount: Based on the eligibility criteria, one can take personal loans for an amount as high as Rs. 25 lakhs.
- Affordable rates of interest: Personal loans are desirable since they have lower interest rates and hence, Fullerton India offers a Personal loan with a minimum interest rate of 11.99 percent per year which is certainly appealing to its customers.
- Repayment option: It provides a convenient repayment term to clients from 12 to 60 months.
How Do I Apply For An Online Personal Loan Instantly In Bangalore?
Fullerton India’s online personal loan application process is simple and flexible. One can get their funds transferred to their bank accounts directly within a few minutes.
Here’s a step-by-step guide to follow-
- Step1: Click on the Apply Now option at the top of the website’s page for filling out the online application form.
- Step2: You will be asked to provide your mobile number and choose whether you are employed or self-employed.
- Step3: Your phone number will be verified using an OTP.
- Step4: Once the verification is complete, you will be directed to a page where you must enter the required loan amount and preferred period for repayment.
Here, you will also be required to upload the documents and fill in your personal, work, and banking information.
- Step5: After double-checking the documents, you have uploaded, click on I agree and then submit. Before applying, it is advisable to read all the terms and conditions.
- Step6: Finally, the loan application is done.
- Step7: Following the loan approval, the loan amount gets credited to the bank account within 30 minutes as per the given terms and conditions.
Alternatively, salaried individuals in Bangalore can install Fullerton India’s Instaloan app to apply for a personal loan and fill in their loan application form.
One can choose any lending institution for arranging their funds; however, Fullerton India continues to be the number one choice for its clients as it offers an instant loan in Bangalore with no heavy documentation and provides quick loan approval that can help them in dealing with cash constraints to achieving a long-awaited dream.
So, Bangalore people, if you need a personal loan right now, Fullerton India is the place to go!
You can visit Fullerton India’s website for more information on online personal loans.